8.5 lesson how to access health insurance

8.5 How to Access Health Insurance I

Students will be able to:

• Understand how government healthcare programs like Medicaid, CHIP, and Medicare work and who qualifies for them

• Investigate health insurance policies and eligibility in their states

Multiple Choice

What percentage of people are uninsured?

• 18.7

• 9.9

• 7.9

• 54.5

Multiple Choice

What percentage of people get insurance through their employer?

• 18.7

• 9.9

• 7.9

• 54.5

• 92.1

Multiple Choice

4. Publicly funded insurance is paid for using federal and state taxes. Based on this chart, would you assume a large or small percentage of tax dollars go to funding healthcare?

• small

• large

​36.1% have government healthcare

Poll

How do you feel about Medicare, CHIP, and Medicaid?

• I support the idea

• I don't think they should exist

• I only support CHIP

• Not sure

• Other

video link
Article link: https://www.healthcare.gov/medicaid-chip/childrens-health-insurance-program/

Video link 2:
https://www.youtube.com/embed/g_qrk4XLZM0?start=016&end=064

video link
Article link: https://www.healthcare.gov/medicaid-chip/childrens-health-insurance-program/

Video link 2:
https://www.youtube.com/embed/g_qrk4XLZM0?start=016&end=064

Multiple Choice

Who does Medicaid support?

• people in low-income households

• children in families who earn too much to qualify for Medicaid or possibly pregnant women

• people who are age 65 or older

• pregnant women onnly

​Medicaid is for

Multiple Choice

Who does CHIP support?

• people in low-income households

• children in families who earn too much to qualify for Medicaid or possibly pregnant women

• people who are age 65 or older

• pregnant women onnly

CHIP is for

Multiple Select

2. What do Medicaid, CHIP, and Medicare have in common? Select 4.

• provide doctor visits

• provide prescriptions

• provide hospital care

• government run

• provide food benefits

Dropdown

State/federal governments run these three programs rather than having everyone rely on ​

Select answer

or individual health insurance plans.Not everyone works or has enough ​

Select answer

to pay for health insurance. In the case of ​

Select answer

, they really can’t control whether their parents want/can​

Select answer

insurance.

Take a 2 minute break before the end of this lesson

Link

Multiple Choice

In MI, for an individual living alone, the poverty threshold is about $15,000. For a family of four with two kids under 18, the threshold is around $31,200. 200% of FPL would be $62,400.
Household income limits: 217% of the federal poverty level (FPL) for children up to age 18

• 200% of FPL for pregnant women (coverage for the mother continues for 12 months after the baby is born)

• 138% of FPL for adults under age 65

Can this person with 4 kids who makes $30,000 enroll in Medicaid?

• Yes

• No

Multiple Choice

Can this person enroll in Medicaid?

• Yes

• No

Multiple Choice

• 217% of the federal poverty level (FPL) for children up to age 18

• 200% of FPL for pregnant women

• 138% of FPL for adults under age 65
  

Can this person enroll in Medicaid?

• Yes if pregnant

• Yes if under 65

Multiple Choice

Has MI expanded Medicaid?

• Yes

• No

Multiple Choice

Has Medicaid/CHIP enrollment increased, decreased, or remained the same since 2014?

• Increased

• Decreased

• Stayed the same

Poll

What do you think about more people being covered by Medicaid/CHIP?

• It's a good thing

• It's not good for the state

• Not sure

Multiple Select

Which of these states have not expanded Medicaid? Select 3.

• Florida

• Texas

• Michigan

• Georgia

• Montana

​Link

​Link

Multiple Choice

How many people are on Medicare in Florida?

• 5 million

• 2.2 million

• 20 million

• 10 million

Multiple Select

Florida has a population of 22 million while Michigan has 10 million. 21.3% of people in Florida are over 65 while 18.2% of Michigan is over 65. Compare the number of people enrolled in Medicare from previous slides. Why do those numbers make sense? Select 2.

• Florida's total population is higher

• Florida's population over 65 is higher

• Michigan's total population is higher

• Michigan's population over 65 is higher

Mark this lesson is done, take a short break and do the 8.5 Q activity + 8.5 ET